Customers must meet certain requirements, including having a billing address in the United States and being signed up for Shop Pay. The total order amount must be between $35 USD to $30,000 USD for customers to qualify for Shop Pay Installments.

Your customers can choose between the following installment payment options at checkout:

• Two, biweekly, interest-free payments, for orders from $35 USD to $50 USD.
• Four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.
• Monthly payments for orders from $150 USD to $30,000 USD. Monthly installment orders are interest-bearing from 6 to 36% APR, and may be paid in three, six, or twelve months depending on the purchase amount. If an order exceeds $20,000 USD, then the customer pays a down payment for the remaining balance upfront. For example, if the order total is $25,000 USD, then the customer pays $5,000 USD upfront, and the remaining $20,000 USD is split into equal, interest-bearing, monthly payments.